Typically we try to not inundate readers with the same question, but Melissa's is specific and nuanced enough that we thought it would benefit others. Where can Melissa find the right insurance plan?
I'm in the midst of changing the health insurance plan for my daughter and myself. I'm self-employed and my husband's plan is pathetic, not to mention insanely expensive, so the kiddo and I currently have the highest level individual coverage plan through Kaiser which we barely ever use. This is such a waste of our money. My ideal plan would look something like this...
- western medical emergency insurance plus coverage of dermatology
- natural healthcare coverage for naturopaths, acupuncture, etc.
Am I dreaming? Do any of you have experience navigating individual plans? I can't imagine I'm alone in looking for this. Maybe what I need to do is get just emergency insurance and then pay out of pocket for the rest. (?) Ugh. It's overwhelming and I keep putting it off. Then we get our bill and I freak out thinking what we could have done with all that money. The insurance industry is disgusting. But that 's not my point... Folks, we need your help here. Thank you very kindly!