Health care these days is so ridiculously complicated - at least for me. And as someone who is about to step into the entirely different world of non-employer-based health care for the very first time, I am rather overwhelmed by its complexity and shortcomings. So it was with great interest - and a little fear - that I read a recent NYT article about women who have had Ceasareans paying higher premiums for health care. Why? Oh, 'cause they might have another and cost more!! Why oh why am I not surprised?
So. I'm picturing this: You get a Caesarean, then you leave your job (where if you're lucky you get benefits!). Now you need to buy health care outside of an employer-protected risk pool, so pre-existing conditions really matter (that pesky problem with our health care system - if you're ill you just might be too ill to cover!). And if a Caesarean is a pre-existing condition, well, you pay more. Yikes. What do you think, mamas? Fair? Worried? Happened to you?